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Flexible Financing Options for Your Home Improvement Project

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Flexible Financing Options for Your Home Improvement Project

Leap into your home improvement dreams with financing options that make large projects manageable. With EnerBank and Upgrade financing solutions, you can spread out payments over time, making enhancing your home quickly and confidently easy.

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Why Finance Your Home Upgrade?

Whether it’s to boost your home’s efficiency, elevate its aesthetics, or increase its value, financing makes your projects affordable without the upfront financial strain. Here’s what makes our financing options ideal for your next big project:

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Affordable Monthly Payments

Choose a plan that aligns with your budget, making it simple to keep monthly costs manageable.

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Fast, Simple Application Process

Apply in minutes and start planning your project without delays.

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Flexible Loan Ranges

Fund anything from minor upgrades to major renovations, with loans from $1,000 up to $65,000.

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Our Financing Solutions

EnerBank Financing

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LOW MONTHLY PAYMENT

3 OPTIONS TO PAY FOR YOUR PROJECT
  • Traditional Installment Loan*
  • $1,000 to $65,000
  • Loan Code: DEL2622

LOW MONTHLY PAYMENT

3 OPTIONS TO PAY FOR YOUR PROJECT
  • 6.99% APR 5-Yr Loan**
  • $3,000 to $65,000
  • Loan Code: DEL2659

LOW MONTHLY PAYMENT

3 OPTIONS TO PAY FOR YOUR PROJECT
  • 6.99% APR 10-Yr Loan***
  • $7,500 to $65,000
  • Loan Code: DEL2663

Three Easy Ways to Apply

Program phone number: (866) 405-7600

Contractor ID: 9528

Loan code: (listed above)

Upgrade Home Improvement Financing

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Flexible Line of Credit

3 options for your project
  • No interest for 2 years
  • 6.99% APR for up to 7 years on select loans.
  • 8.99% APR available for up to 15 years for longer-term affordability.

Three Easy Ways to Apply

1

Create an account on your device

2

Confirm the offer and set up bank information

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Get approved and start your project

What to Expect

All loan terms are subject to credit approval, income verification, and documentation. Loans are typically disbursed in one or more installments, which may impact the final loan terms. Once the promotional period ends, monthly payments will begin as specified in the Borrower Agreement. You can pay off your loan early without additional fees, controlling your payment schedule.

Note: Loans are issued on approved credit by Regions Bank d/b/a EnerBank USA, FDIC-insured, and Upgrade, both subject to credit verification and approval. Terms are subject to change based on lender policies.

Your Questions, Answered

We offer financing solutions through EnerBank and Upgrade. Both providers offer flexible loan options with varying payment terms to make funding your home improvement project, from minor upgrades to major renovations, easier.
Applying is easy! You can apply for EnerBank financing via their mobile app, by phone at (866) 405-7600, or online at application.enerbank.com. For Upgrade financing, you can create an account, confirm your offer, and set up your bank information from your device.

Our financing solutions offer loan amounts ranging from $1,000 to $65,000, depending on your needs and credit approval.

Yes! With Upgrade, you can choose from options like no interest for 2 years, a 6.99% APR for terms up to 7 years, and an 8.99% APR for up to 15 years. EnerBank also provides competitive interest rates based on loan terms and your credit profile.

Yes, you can pay off your loan at any time without penalty. This gives you control over your payment schedule and allows you to reduce interest costs if you decide to pay off the loan early.
Loan approval is based on credit, income verification, and other documentation. Approval terms may vary depending on your financial profile and the lender’s policies.
The application process is fast and simple. Most applicants receive approval quickly, allowing you to start your home improvement project without unnecessary delays.
After any promotional period ends, you will begin making monthly payments as outlined in your Borrower Agreement. Your monthly payment amount will depend on the loan term and interest rate selected.
Loans may be disbursed in one or more installments, depending on the lender’s policies and your specific loan terms. This will be discussed and outlined in your loan agreement during the application process.
Regions Bank d/b/a EnerBank USA (an FDIC-insured lender) and Upgrade provide loans. Both lenders have specific terms and credit requirements, and all loans are subject to credit verification and approval.